Richard, I closed a balance-transfer card earlier this year and a few months later my score was up 70 points but I was also reducing the amount of credit I use.
I had last checked my score shortly after getting the card, and paid off about 50% of the available credit on that card right before closing it so I definitely made some progress on the amount owed. I still have two older cards so closing the account would have increased the average age. It would be 1 credit report Buffalo interesting to know what levels of credit can be dangerous for your score I want to keep things clean so I can get a mortgage in the next year or two but Im thinking about getting a bigger line of credit for business. I know my total credit would be less than half my (current) annual income so that shouldnt be too risky. As long as I dont use it all and pay 19% interest on it for years I think I did the same mistake you did and canceled a few unused 1 credit report Buffalo credit cards because they are either store credit cards or provide 1 credit report Buffalo no reward. free credit number
I cant tell 1 credit report Buffalo you my credit score either, but the last time I 1 credit report Buffalo checked my credit report, everything looks good. I just started using CCs late last yr, and hav had my limit jump substancially since starting with X credit card company.
I applied for and got approved for a credit card with Y credit card company, that has a greater credit limit. I am considering closing my credit card from X company because they increased the APR (doesnt really matter to me), it has no rewards, and I dont want to hav too many credit 1 credit report Buffalo cards with me. find credit report Ive had the card for about 8 months or so Fizzle: Here is an article I wrote about 1 credit report Buffalo closing credit cards and how it will affect your score: Think Twice Before Canceling Credit Cards. You can also consider asking the credit card company to change your card to a 1 credit report Buffalo rewards card so you can earn cash back (preferred) or points. I was just wondering if closing the older credit card will ding my credit score much, since ive only started using credit cards, and just 1 credit report Buffalo got the card for a relatively 1 credit report Buffalo short time (about 7 months). look into asking the credit company to change my card type to earn rewards. Why is Chase Credit Card company so quick to cancel your card upon your request. I had a card for 10 years and cancelled it due to their refusal to remove a late fee. I guess whatever the customer needs to do to get you off the phone. your credit history I have a problem that I hope someone can help me with. I have in total, 10 credit cards, but Im 1 credit report Buffalo pretty sure that I have a good credit score because I make my payments in full and on time every time. But in my defense, 8 of these credit cards are department store cards (Nordstrom, Macys, etc) and I only opened 1 credit report Buffalo them to get the sign-up discounts.
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